About my clients:
My clients vary in age, profession, wealth, and financial goals. Most people wouldn’t think that my clients have a lot in common with each other. I disagree.
When I look at my clients, I see smart, hard-working, independent thinkers. I see people who value transparency, common-sense, and honesty. Who trust their own instincts. Who want to understand what is going on in their financial lives - so that they can be even smarter and make even better decisions.
My clients are actively engaged in the process of achieving their financial goals. They are patient investors and clear-eyed thinkers who understand that financial planning is a long-term process that requires discipline.
And a bit more about me:
I founded Quabbin Advisors in 2009 after working for more than a decade as a corporate banker. I left corporate banking because I wanted to apply my skills and experience to helping individuals get the most out of their money.
I am a CERTIFIED FINANCIAL PLANNER (TM) professional, and I also have the Chartered Financial Consultant (ChFC) and the Retirement Income Certified Professional (RICP) designations. In addition, I earned an M.B.A. from the Kenan-Flagler Business School and the University of North Carolina at Chapel Hill and have more than 20 years of experience in financial services.
I am always working as a fiduciary for my clients. Proudly.
Prior to founding Quabbin Advisors, I worked as a corporate banker - primarily with Fortune 1000 companies. My job was to understand the needs and strategies of my clients and to offer them the bank services they needed to meet those goals.
To do that effectively, I had to build relationships within the company and to stay connected so that I always knew what their needs were. I also had to continually stay up-to-date with their financial performance to be sure that I was offering the best advice possible.
My work with financial planning and investment advisory clients follows a similar process. I work hard at understanding my clients’ financial situation and goals so that I can offer the best advice possible.
Prior to my role as a senior banker, I worked in the asset securitization, corporate origination, and equity research groups. That exposure to a broad range of financial products and services has also been important in my current work. I understand how to analyze financial statements and economic research, and I know how to evaluate financial products and offerings.
I point out my background because I am proud of the depth and breadth of my experience, and I am proud to put that experience to work for my clients.
Quabbin Advisors, LLC
Quabbin Advisors is licensed as a Registered Investment Advisor (RIA) in the states of Massachusetts and Pennsylvania. Because Quabbin Advisors is an RIA, I am always working as a fiduciary - which means that I must always provide advice that I believe is in the best interests of my clients.
It's important to know that many investment advisors either are not fiduciaries at all or only act as a fiduciary in certain circumstances. Most advisors work under the "suitability standard", which means that they only need to make recommendations that they believe are "suitable" for their clients. That "suitable" investment might just cost you more money and give your advisor a higher commission. If you are not working with an advisor who is a fiduciary, at least ask lots and lots of questions about how they are getting paid and ask for alternatives to the product they are recommending.
With any luck, the law will change soon, and all advisors will be required to be fiduciaries.